Complete Guide to Buying Property in Javea

by Caitlin

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If you’ve fallen in love with Javea and are seriously considering buying property here, you’ve picked one of the most desirable locations on the entire Costa Blanca. This isn’t just my opinion – Javea consistently ranks as one of the most sought-after destinations for international property buyers, and once you understand what makes this town special, you’ll see why.

Unlike some of the larger resort towns, Javea has managed to maintain its authentic Spanish character while offering all the amenities international buyers expect. The town attracts discerning buyers who want beautiful beaches, excellent restaurants, and a more refined atmosphere than you’ll find in the busier tourist hotspots.

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Why Javea is perfect for property investment

Javea offers something quite unique on the Costa Blanca – it’s sophisticated without being stuffy, international without losing its Spanish soul. The town is spread across three distinct areas, each with its own character and property opportunities.

The local council has strict building regulations that prevent high-rise development, which means your investment is protected from overdevelopment. You won’t wake up one day to find a massive apartment block blocking your sea views.

Property values in Javea have remained remarkably stable, even during Spain’s property downturn. The international demand, limited building restrictions, and prime Mediterranean location create a perfect storm for property value protection.

Understanding Javea’s three areas

Javea port (Puerto)

The Javea port area is where you’ll find the working fishing harbour alongside some of Javea’s best seafood restaurants. This area has a genuine Spanish fishing village feel, with narrow streets and traditional architecture.

Properties here include charming townhouses, modern apartments with sea views, and some stunning villas on the hillsides overlooking the harbour. Prices for port-area properties typically start around €200,000 for a small apartment and can reach €2 million+ for luxury sea-view villas.

The port area stays lively year-round thanks to the local Spanish population, making it perfect if you want to experience authentic Spanish life.

Javea old town (Casco Antiguo)

The historic heart of Javea sits about 2km inland from the port. Here you’ll find the beautiful medieval streets, the famous covered market, and the stunning church made from local Tosca stone.

Property in the Javea old town ranges from traditional Spanish townhouses needing renovation (starting around €150,000) to beautifully restored homes with modern amenities (€300,000-€800,000). Many properties here come with original features like exposed beams, traditional tiles, and private courtyards.

This area is perfect for buyers who want to immerse themselves in Spanish life – you’ll be shopping at the same market stalls the locals have used for generations.

Arenal beach area

The Arenal is Javea’s main beach resort area, with the longest sandy beach and the highest concentration of international residents. This is where you’ll find the majority of restaurants, bars, and shops catering to the international community.

Properties here command premium prices due to the beachfront location. Apartments start around €300,000 for something back from the beach, rising to €1 million+ for front-line properties. Villas in the residential areas around Arenal typically range from €500,000 to €3 million+.

The Arenal area is ideal for buyers who want beach lifestyle convenience and don’t mind a more international atmosphere.

Types of property available in Javea

Villas

Javea is famous for its villa developments, particularly around the Montgo mountain and Cap de la Nao areas. These range from 1970s properties needing updating (€400,000-€600,000) to ultra-modern new builds with infinity pools and smart home technology (€1 million-€5 million+).

Villa on the Montgo mountain

Many villas come with private pools, large terraces, and spectacular views – either sea views, mountain views, or both. The building quality varies enormously, so professional surveys are essential.

Best seats in the house! Villa facing the Montgo mountain

Apartments and penthouses

Modern apartment developments are concentrated around Arenal beach and the port area. Many offer communal pools, gardens, and some have direct beach access.

Penthouses with large terraces and sea views are particularly popular. Expect to pay €400,000-€1.5 million depending on size, location, and sea views.

Townhouses

Traditional Spanish townhouses are mainly found in the old town and port areas. These often need renovation but offer bags of character and the chance to create something truly special.

Renovation costs can be significant – budget €800-€1,200 per square metre for high-quality work. However, the end result is usually a unique home with tremendous character.

New build developments

Several new developments are under construction around Javea, particularly in the residential areas between the port and Arenal. These offer modern amenities, energy efficiency, and often come with warranties.

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Prices for new builds typically start around €350,000 for apartments and €600,000 for villas.

Property prices and market trends

Javea’s property market moves differently from the broader Spanish market. International demand, particularly from Northern Europeans, keeps prices relatively stable.

Current price ranges:

  • Studio apartments: €150,000-€250,000
  • 2-bedroom apartments: €200,000-€500,000
  • 3-bedroom apartments: €300,000-€800,000
  • Townhouses: €250,000-€700,000
  • Villas: €500,000-€5 million+

Properties with sea views command significant premiums – often 30-50% more than equivalent properties without views. Front-line beach properties are in a league of their own price-wise.

The rental market in Javea is strong, particularly for holiday lets. Properties in good locations can achieve €1,500-€4,000+ per week during summer months.

Best areas for different buyer types

For permanent residents

Consider the old town or port areas where you’ll have year-round Spanish neighbours and easy access to everyday amenities. Properties here also tend to offer better value than the beach areas.

For holiday home buyers

The Arenal area offers the ultimate beach lifestyle with everything within walking distance. You’ll pay more, but the convenience and rental potential are excellent.

For investors

Look at properties needing renovation in the old town or port areas. Javea’s strict planning laws mean supply is limited, so well-renovated properties command strong prices.

The rental market is strongest around Arenal beach, but all areas of Javea have good rental demand.

Planning regulations and restrictions

Javea’s building regulations are some of the strictest on the Costa Blanca, which is actually good news for property buyers. New developments must follow strict design guidelines that maintain the town’s character.

Many areas have building restrictions limiting height, density, and architectural style. While this can complicate renovations, it protects property values and maintains Javea’s unique atmosphere.

Always check planning restrictions before buying, particularly if you’re considering renovations or extensions. What’s possible varies significantly depending on the exact location and existing structure.

Currency considerations for international buyers

Most properties in Javea are priced in euros (€), which means exchange rate fluctuations can significantly impact your purchase cost if you’re buying with pounds, dollars, or other currencies.

On a €500,000 property purchase, a 5% exchange rate movement could cost or save you £20,000+. Many buyers don’t realise how much money they’re losing through poor currency exchange timing and rates.

High street banks typically charge 3-4% above market rates plus fees, which on a large property purchase can mean thousands in unnecessary costs. Specialist currency brokers like Lumon can save you significant money with competitive exchange rates and expert guidance on timing your transfers.

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🏠 LUMON CURRENCY EXCHANGE

Specialist large transfers • Property purchases • Better than bank rates

💰 Save vs high street banks
🏠 Property purchase experts
🔒 Secure & regulated
📞 Personal account manager
Example savings on €100,000 transfer:
High Street Bank
€98,000
Lumon Rate
€99,200
SAVE €1,200+
💰 GET FREE QUOTE FROM LUMON
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Lumon offers several advantages for property buyers:

  • Competitive exchange rates (typically 1-2% above market rate vs banks’ 3-4%)
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  • Dedicated account managers who actually understand property purchases in the Javea area
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Consider forward contracts if you’ve found your property but won’t complete for several months. These lock in today’s exchange rate for future transfers, protecting you from adverse rate movements. On a €500,000 purchase, using a specialist like Lumon instead of your high street bank could easily save you £6,000-£9,000.

Legal process for buying in Javea

The buying process in Javea follows standard Spanish property law, but there are some local considerations:

Property searches: Your lawyer will check the local land registry and planning department. In Javea, it’s particularly important to verify any planning permissions and building licences.

Community checks: Many Javea properties are part of private developments with community fees and regulations. Your lawyer should obtain copies of community rules and recent meeting minutes.

Utility connections: Some rural properties around Javea may not have mains water or sewerage. Check connection costs before completing.

Can foreigners buy property in Spain?

Foreigners can freely buy property in Spain with no restrictions whatsoever. This includes British citizens post-Brexit, Americans, Canadians, Australians, and nationals from virtually any country worldwide.

You don’t need Spanish residency, a Spanish bank account (though it helps and saves you a lot on commission), or any minimum investment amount for most properties. The only exception is certain military zones near borders, but these restrictions don’t affect any residential areas in Javea.

The process is straightforward – you’ll need your passport, a Spanish tax number (NIE), and proof of funds. Spanish law actually provides strong protection for foreign buyers, with mandatory legal checks and notary oversight ensuring legitimate transactions.

Non-EU citizens spending more than 90 days per 180-day period in Spain will need appropriate visas, but this doesn’t affect your right to own property. Many foreign buyers own Spanish homes and visit for shorter periods without any visa requirements.

Common pitfalls when buying property in Spain

While buying property in Spain is generally safe and straightforward, some buyers do encounter problems. Here are the main pitfalls to avoid:

Skipping proper legal checks

The biggest mistake is rushing the legal process to save money. Always use a qualified Spanish property lawyer to check the property’s legal status, planning permissions, and any debts or restrictions. This typically costs €1,500-€2,500 but can save you tens of thousands if problems are discovered.

Poor currency exchange timing

Many buyers lose thousands through bad exchange rates and timing. Banks typically charge 3-4% above market rates, while specialist providers offer much better deals. On a €500,000 purchase, this difference alone can cost £10,000+.

Buying without viewing properly

Photos can be misleading, and some buyers purchase based on virtual tours alone. Always visit the property and surrounding area, preferably at different times of year. What looks perfect in summer might be very different in winter.

Ignoring community fees and restrictions

Many Javea properties are part of developments with annual community fees ranging from €600-€3,000+. Some communities have strict rules about rentals, pets, renovations, and noise levels. Get copies of community rules and recent meeting minutes before buying.

Underestimating total costs

Budget at least 12-15% on top of the property price for taxes, legal fees, surveys, and other costs. Many buyers budget 10% and get caught short when additional expenses arise.

Not checking planning status

Some properties, particularly older ones, may have planning irregularities. Your lawyer should verify that all construction was properly authorised and that the property has appropriate certificates of occupancy.

Assuming own country practices apply

Spanish property law differs from many other countries practices. For example, gazumping is virtually impossible once you’ve signed a deposit contract, but the legal timeframes and processes are different.

Overlooking tax implications

Non-resident owners pay annual taxes even if they don’t rent out the property. Factor in wealth tax, deemed rental income tax, and potential capital gains tax when selling. Consider getting advice from a cross-border tax specialist.

Buying in unsuitable locations

Some buyers fall in love with busy summer resort areas without considering what they’re like in winter. Others choose remote locations without considering access to healthcare, shopping, and transport links.

Not getting proper insurance

Arrange buildings and contents insurance before completion. Spanish policies differ from other countries coverage, so check what’s included. Some areas are prone to flooding or other natural events that require specific coverage.

Living costs in Javea

Javea is more expensive than some Costa Blanca towns, but still offers excellent value compared to similar locations in France or Italy.

Typical monthly costs for a couple:

  • Groceries: €300-€500
  • Utilities (average villa): €150-€300
  • Car insurance: €300-€600 annually
  • Property tax (IBI): €500-€2,000 annually
  • Community fees: €600-€3,000 annually (if applicable)

Restaurant prices in Javea are reasonable – expect to pay €10-€25 for a good three-course meal with wine. Beach restaurants and those catering to tourists charge more, but there are always good value options if you know where to look.

Transport and accessibility

Javea is well-connected despite feeling quite secluded. Alicante airport is about 1 hour 15 minutes by car, with Valencia airport roughly the same distance in the other direction.

The AP-7 motorway provides quick access to other Costa Blanca towns and cities. Regular buses connect Javea to Benidorm, Alicante, and Valencia.

Within Javea, most people use cars as the three main areas are spread out. Cycling is popular, and there are some excellent coastal walks and hiking trails.

Healthcare and services

Javea has excellent healthcare facilities for a town of its size. The local health centre handles most routine medical needs, with larger hospitals in nearby Denia and Benidorm.

Many local doctors speak English, and there are several private clinics offering services in multiple languages. Dental care is excellent and significantly cheaper than most Northern European countries.

Banking services include several Spanish banks with English-speaking staff familiar with international client needs.

Local amenities and lifestyle

Javea offers an outstanding quality of life. The town has managed to attract an international community while maintaining its Spanish identity.

You’ll find excellent restaurants ranging from traditional Spanish tavernas to international cuisine. The Thursday market in the old town is fantastic for fresh produce, and there are several good supermarkets including international chains.

The social scene includes various clubs and societies for international residents, plus regular Spanish fiestas and festivals throughout the year.

For sports enthusiasts, there’s sailing, diving, hiking, tennis, and several golf courses within 30 minutes’ drive.

Making your Javea property purchase

Start by deciding which area of Javea suits your lifestyle and budget. Spend time in different areas at various times of year if possible – summer and winter in Javea can feel quite different.

Work with local estate agents who understand the international market. Many speak excellent English and understand the needs of foreign buyers.

Budget for legal fees, taxes, and currency exchange costs. On a €500,000 purchase, total additional costs typically run €50,000-€75,000.

Don’t rush the decision. Javea properties come on the market regularly, and taking time to understand the local market will help you make the right choice.

Consider renting in your target area first, especially if you’re planning to live here permanently. This gives you time to understand the different neighbourhoods and find the perfect property without pressure.

With careful planning and the right professional support, your Javea property purchase could be the start of your perfect Mediterranean lifestyle.

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